One-Time Close Construction Loans

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Streamline Your Build with Simplified Financing

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One-Time Close Construction Loans consolidate the construction loan and permanent mortgage into a single loan closing. This means you go through the process once, saving time and reducing costs. For those using a construction loan calculator or seeking construction financing, this option offers a straightforward path. With a one-time close construction loan, also known as a construction to permanent loan, you secure both loans in one, making it ideal for builders and homeowners. Find construction loans near me for local rates and options.

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Unified Loan Process

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Locked-In Interest Rates

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Flexible Terms

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Expert Guidance

Custom Home Building

Budget Friendly Architectural Services

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Hernandez Family Construction is at the forefront of offering innovative financing solutions like the One-Time Close Construction Loan. This service is designed to alleviate the typical financial hurdles of construction projects by providing a streamlined, cost-effective construction loan process. With the ability to lock in construction loan rates early and reduce the need for multiple closings, our clients enjoy peace of mind and financial clarity from the outset. Whether you're building your dream home with a home construction loan or embarking on a commercial development, our one-time close construction loans are crafted to ensure your project's success without the usual financial stress. For more details, use our construction loan calculator to estimate costs, or explore construction loans near me for local options.

Custom Home Building

Personalized Custom Home Design Consultation

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A personalized design consultation is one of our first steps in the process. This is where we sit down with you to discuss your vision and ideas to ensure that we have complete knowledge of your aims and wants. We offer expert advice whether you already have a clear idea of your future home or need assistance in constructing one, from architectural layout to materials and finishes.

Expert Planning, Permitting & Financing Support

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Construction is only one part of the process of building a new home from the ground up. Hernandez Family Construction handles the details, including planning and permitting, so you don't have to worry about following local regulations and codes.

We can help you understand the different finance choices, such as construction loans. Assuming you are unfamiliar with the funding procedure, we offer advice on how to apply for a house-building loan.

Our guide about loan choices, such as a construction-to-permanent loan or a one-time construction loan, simplifies the financing procedure by combining the construction and mortgage into a single loan. It also allows you to lock in your construction loan rate in advance, protecting you from rate volatility during building.

How do we Help to Build Your Dream Home?

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Feeling worried about your home building and searching for the best residential architects near me? Don’t worry Hernandez Family Construction is here to provide a custom house building plan for you. From planning to last touches, our staff is dedicated to making your ideal home a reality through perfect execution.

Design and Planning

We build detailed architectural plans based on your specific preferences. Our professional team of custom home architects works directly with you to ensure consistency.

High Quality Material

Whether it's the foundation, framing, or roofing, we use quality construction materials to ensure durability.

Construction Execution

We will start building once the plans and permits have been finalized. Our expert home building contractors use industry-leading procedures to ensure the highest standards.

Explaining Construction Loans & Financing for Custom Home Building

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Understanding how to finance a custom house can be challenging, but we're here to help. Hernandez Family Construction develops luxury custom homes and assists you with construction financing.

What is a construction loan?

Construction loans are short-term loans used to fund home construction. Unlike regular mortgages, construction loans cover building costs before being converted into a mortgage once the project is done. If you want more flexibility, consider a construction to permanent loan. This transforms the construction loan into a permanent mortgage after completing the project.

One-Time Close Construction Loan

A one-time closing construction loan is one of the simplest ways to finance a new house. With this financing, you only need to go through the loan approval process once, including the construction and mortgage phases. This implies lower closing costs and less paperwork. One-time close construction loans are a fantastic choice for those looking to streamline the financing process and avoid multiple closings.

Construction Loan Rate

Construction loan rates vary depending on the loan type, borrower creditworthiness, and loan period. We can help you locate competitive rates, ensuring that your dream home is within your budget. Whether you need a typical construction loan or a one-time closing construction loan, we can help you evaluate rates and conditions to meet your financial needs.

Our Working Process

From concept to completion, you can trust us to be your partner in building the home of your dreams.

Plan Design Assistance

We begin each project by immersing ourselves in your vision and needs. Working with leading architects and designers, we create detailed plans that make your ideas a reality, balancing functionality, aesthetics, and budget.

Budgeting and Funding Options

Once designs are set, we provide a transparent, detailed budget, focusing on staying within your financial limits. We explore funding options with you, ensuring they meet your financial goals and resources.

Full Construction Services

With approved plans and budget, we start the construction phase. Our skilled craftsmen and project managers ensure every construction detail meets the highest standards of quality and craftsmanship.

Tailored Approach for Every Project

Each project is a distinct journey. Our customized approach caters to your project's specific needs, offering a personalized experience from start to finish. Our dedication to excellence ensures we surpass your expectations, no matter the project size or complexity.

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Portfolio Work

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construction to permanent loan

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Need More Assistance About Pricing?

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Curious about the custom home cost per square foot? Get a detailed estimate based on your design preferences and location to plan your dream home within budget. If you are still looking for affordable home architects near me? Contact us today to schedule your consultation and begin your new building finance process.

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Call Us Anytime

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Testimonials

Our Clients Feedback & Best Review For Us

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!

Hernandez Family Contractions transformed our outdated house into a modern masterpiece. Their attention to detail and commitment to quality craftsmanship exceeded our expectations. We couldn't be happier with the results!